Privacy Policy
1. Introduction
Mula Financial, Inc. ("we", "our", "us") is committed to respecting the privacy rights of its users. This Privacy Policy ("Policy") describes how we collect, use, disclose, and manage your information when you use our services ("Services"), including our financial dashboard. We adhere to the California Consumer Privacy Act ("CCPA"). By using our Services, you consent to the data practices described in this Policy. If you do not agree with the data practices described in this Policy, you should not use our Services.
1. Information We Collect & How We Collect It
2.1 Personal Information When you use our Services, we may collect personally identifiable information ("Personal Information") that you voluntarily provide to us, such as your name, address, email address, and telephone number.
2.2 Financial Information To provide our Services, we need to access certain financial information. We use Stripe, a third-party service, to securely access your bank account details. We do not store your bank account login credentials.
3. How We Use Your Information
We use your Personal Information and Financial Information to provide and improve our Services, including: - To provide you with the Services you request, - To communicate with you, - To improve our Services by understanding how our Services are being used.
4. Information Sharing & Disclosure
We may share your Personal Information and Financial Information as follows:
• With your consent.
• With third-party service providers to provide the Services you request. For example, we share your financial information with Stripe to access your bank account details.
• As required by law, such as to comply with a subpoena or similar legal process.
5. Your Rights Under the CCPA
Under the CCPA, California residents have the following rights:
• The right to know what personal information is collected, used, shared or sold. We have outlined the types of information we collect and how we use it in this Policy.
• The right to delete personal information held by businesses.
• The right to opt-out of the sale of personal information.
• The right to non-discrimination in terms of price or service when a consumer exercises a privacy right under CCPA.
6. Data Security
We take the security of your information seriously and use reasonable electronic, personnel, and physical measures to protect it from loss, theft, alteration, or misuse. However, please be advised that even the best security measures cannot fully eliminate all risks.
7. Changes to this Privacy Policy
We may update this Policy from time to time. If we make any changes, we will notify you by revising the "Last Updated" date at the bottom of this Policy and, in some cases, where appropriate we may provide you with additional notice.
8. Contact Us
If you have any questions about this Policy or our treatment of the information you provide us, please write to us by email at support@mula.me
By using our Services, you acknowledge that you have read, understood, and agreed to the terms of this Privacy Policy.
Last updated: 15 August 2023